Privacy Policy

Effective Date: 7/01/2024

CoLabService.com, operated by Marsh and Munar Team LLC, dba Co/LAB Lending Franchise, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website CoLabService.com. Please read this privacy policy carefully. If you do not agree with the terms of this privacy policy, please do not access the site. By accessing or using our website, you agree to this Privacy Policy. We may update this Privacy Policy from time to time, and it is your responsibility to review it periodically for changes.

1. Information We Collect

When you visit our website, we may collect personal information that you voluntarily provide to us, such as: Name, Email Address, Phone Number, Address (if provided) Other contact details you provide through forms.

Please Note: We do not collect or store sensitive personal information such as social security numbers, employment information, or financial details like bank account numbers.

We may also collect non-personal data, such as: IP address, Browser type, Device information, Pages visited and interaction with the website, Time and date of visit.

2. Use of Your Information

We use the information we collect for the following purposes:

We use your personal information to send you promotional materials and communications, including emails and SMS messages about services or products we think may interest you.

Improve Our Website: We analyze data to understand how users interact with our website and to enhance user experience.

Responding to Inquiries: We use your contact information to respond to any inquiries you may submit via forms on our website.

You can opt-out of communications at any time (see the “Your Rights and Choices” section below).

3. Sharing of Information

We respect your privacy and will never sell, rent, or share your personal information with third parties. We may share your information only under the following circumstances: With Your Consent: We may share your information if you have provided explicit consent.

Legal Obligations: We may share information to comply with applicable laws or in response to valid legal requests, such as a court order or subpoena.

Service Providers: We may share information with trusted service providers who help us run our website or conduct business, provided they adhere to strict confidentiality obligations.

4. Cookies and Tracking Technologies

We use cookies and other tracking technologies to collect and store certain information when you interact with our website. Cookies are small text files placed on your device to recognize and enhance your user experience.

Cookies help us to: Understand and save user preferences for future visits. Compile aggregate data about site traffic and interaction to offer better site experiences and tools in the future. You can control cookie preferences through your browser settings. Please note that disabling cookies may limit certain features of our website.

.

5. Security of Your Information

We have implemented appropriate security measures to protect the personal information you share with us. However, no data transmission over the internet is entirely secure, and we cannot guarantee the absolute security of your information.

6. Your Rights and Choices

You have several rights concerning your personal information:

Opt-Out of Communications: You may opt out of receiving emails or SMS messages from us at any time. For emails, simply click the "unsubscribe" link included in each communication. For SMS, reply “STOP” to any message you receive. You may also contact us at [email protected] to request removal from our mailing list.

Access and Correction: You may request access to the personal information we hold about you, request corrections, or ask us to delete your data by contacting us at [email protected].

Cookies Management: You may choose to disable cookies through your browser settings. However, doing so may limit your experience on our website.

7. Children's Privacy

Our website is not intended for children under the age of 18, and we do not knowingly collect personal information from children. If we become aware that a child under 18 has provided us with personal data, we will take steps to delete the information as soon as possible.

8. Third-Party Websites

Our website may contain links to third-party websites or services that are not operated by us. We are not responsible for the privacy practices or content of these external sites. We recommend that you review the privacy policies of any third-party websites before providing any personal information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page, with the “Effective Date” updated accordingly. Your continued use of the Website after any changes constitutes your acceptance of the revised policy.

10. Contact Us

If you have any questions about this Privacy Policy or how we handle your personal information, please contact us at:

Marsh and Munar Team LLC, dba Co/LAB Lending Franchise.

CoLabService.com/contact

Email: [email protected]

Need to know more about opening a mortgage business?

Schedule a Discovery Call

Be in business for yourself, never by yourself!

Office: 8795 Peach Street, Erie PA

Site: colabservice.com

Site: colalendingfranchise.com

Affiliated Sites

Learn more about who we are, what we do, and how we can help you by visiting our other company websites.

Copyright 2024 Co/LAB Concierge Services LLC. Co/LAB Lending® is a registered trademark of Munar Mortgage . All rights reserved